Finfident mortgage guidance

Borrowing Power Calculator

Estimate your potential borrowing range using your household income, expenses and existing commitments.

Your details

Complete the fields below for an indicative estimate.

Number of applicants

Do you have children?

Estimated monthly living expenses (optional)

$

We use the higher of your estimate or our household benchmark.

Existing liabilities

Include personal loans, car loans, HECS/HELP or other debts.

Total credit card limits

$

Credit card limits may be assessed as a monthly commitment, even when the balance is zero.

Indicative borrowing power

$0

Enter your details and calculate your indicative borrowing range.

Monthly income

$0

Monthly commitments

$0

Living expenses used

$0

Estimated loan term

30 years

Guide assumptions: indicative 6.50% assessment rate, 30-year loan term and a 45% maximum debt-to-income servicing threshold. Lender policies differ.

Want a more accurate answer?

Speak with a Finfident mortgage broker about your options and next steps.

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Important disclaimer

This calculator provides a guide only. The actual result may vary depending on lender policies, income verification, credit history, living expenses, loan structure and other circumstances. Please consult with a qualified mortgage broker before making any financial decisions.

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Finfident Borrowing Power Calculator

what is Finfident Borrowing Power Calculator