Financial Calculator

Cash Surrender Loss

Review the 96-day cash surrender balance after interest and six independent deductions.

Period

Day 1–96

Base values

Used in the calculation

Starting cash surrender

$

Loan principal

$

Starting day n Annual interest rate

%

Formula

Interest deduction = (((loan principal + n) × 6.5%) ÷ 365) × n. This amount is deducted on day n. The six independent amounts are then deducted on their selected days.

Six independent deductions

Enter each amount and the day it is deducted.

Amounts are deducted from the prior balance

01 Deduction

Amount Day

02 Deduction

Amount Day

03 Deduction

Amount Day

04 Deduction

Amount Day

05 Deduction

Amount Day

06 Deduction

Amount Day

Final balance

$143,968.04

Cash surrender balance at day 96

Total loss

$0.00

Interest plus six deductions

Interest loss

$0.00

Deducted beginning on day n

96-day timeline

Interest is applied once on day n; deductions apply on their selected days.

Day	Interest	Deduction	Balance	Total loss

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96-Day Cash Surrender Loss Calculator

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